Category: Property Investment

Benefits of Metro Rail For Real Estate Sector in Bangalore


With the truly alarming rise in population, challenging infrastructure, traffic congestions in Bangalore, “Metro Rails” have come as huge relief for people. Metro rail is going to connect east-west and north-south from the city. Metro Rail is linking BMTC and Kempegowda bus stands and railway stations covering busiest residential and commercial areas. This has become one of the main attractions for Indian and international investors to find “New Growth Avenues” for development in Bangalore. The property prices in Bangalore have been deeply affected by Metro rails. The locations like Byappanahalli, Mysore Road, Indira Nagar, Ulsoor, Rajajinagar, Malleshwaram, Vijayanagar, Magadi Road and many other areas from where metro rail is passing have gained huge benefits with 15-20% rise in prices of properties. All this is because of the metro rail effects. I personally feel that Karnataka Government thinking about stretching metro rails to areas like Whitefield and Madiwala would attract more developers and investors to eyeing on these areas to start their latest projects. By this they will be in better position to en cash on top property values with fast development in these areas due to metro.In other Words it’s as though Metro Rails have become “Triggers” for exponential growth in Real Estate Sector in Bangalore. Metro rails are a fabulous answer to transportation and infrastructure issues in Bangalore leading this garden city to become one of the truly developing cities in India and having a competitive edge on other Global cities.

We can proudly say that Bangalore is one among the eight cities that have metro rails. Metro rails being fast mass transit system has great impact on the development of real estate sector in Bangalore depending on its next route plans. Real estate sector are going to raise valuations to higher levels with new projects in the making. The routes along the subways of metro rail are going to be in higher demand compared to other locations for real estate mainly because metro rails would add more convenience to the people living or working nearby metro. This turns the locations to become more attractive for residential and commercial properties leading to huge rise in process due to more demand.Moreover, investment in properties is mainly considered as one of the best hedging options against inflation in this economy. And for this, Bangalore real estate sector proves to be the best and safest option for investment not only to the Indian developers, buyers and investors but also to the NRIs and foreign investors. Frankly speaking, I feel that Bangalore properties are soon going to be sold like “Hot Cakes” due to great impact of Metro Rails in this beautiful Garden City which according to me is the “Pride of India”.

Investing in Bangalore real estate with the starting of metro rails has become ultimately beneficial for the buyers as now they are able to get better price quotations due to high competition. This is because of more number of developers concentrating on developing better projects in Bangalore with the major problem of commuters being solved by Metro rails. “Namma Metro Rails” are going to immensely improve connectivity in Bangalore for many locations.Practically speaking, Bangalore- apart from being IT hub is a big attraction for investors because of starting of Metro Rails. These metro rails are now going to be the lifelines of Bangalore commuters leading to fast growth of many sectors in Bangalore apart from real estate. It would not be wrong to say that Bangalore is filled with opportunities for all. It just depends on how you grab the best opportunities and change it into fortune. So, if you are looking for a dream home or an attractive property to invest your money, this is the perfect time to buy properties in Bangalore and make the smartest investment for your future. What are you waiting for……..Hurry up!

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Real Estate in India – Property in India


Real Estate has been one of the booming verticals in the Indian economy. Its rise began in the early part of 2008 and ever since there are only positives and growth that one gets to witness. Some people even joke saying that if you invested in real estate in India at the right time, then your future is safe and you are rich – others keep planning and contemplating a career switch to get a piece of the Indian real estate scene. With so much activity and buzz around Property in India, it is easy to assume that the sector would have saturated and the gains nullified, but strangely that is not the case. Every second week is a new project launch and every month is an addition to an existing project offering – real estate in India seems to be doing everything right to be able to grow and more importantly sustain the growth over such a long time. Property in India is a very vast topic to cover in one article, so let’s just focus on real estate in the Delhi NCR region. The Delhi NCR region is home to a large number of real estate companies and home to an even larger number of property projects which are in the offing by them. Ranging from studio apartments to ultra luxury golf homes, the choices are unlimited and so are the benefits offered by the different projects – some have even roped in celebrities to promote their property projects in India. Consumers are spoilt for choices and options, if one decides to pick up a particular project apartment, but cannot get allotment, there is nothing to worry, usually there are multiple projects with the same specifications, amenities, costing and benefits being developed at stone throw’s distance from each other. The real estate sector in India has witnessed immense growth in the last 5 years and with growth comes many evils and the real estate sector is not away from it. Consumers have been complaining about the numerous delays and other problems with their respective real estate companies and accuse them of using their size and power to get away with things – Consumer associations are coming up getting together the different investors of a project together to increase the effectiveness of their complaints and many other social platforms are coming up giving more power to the consumer. What is left to be seen is how the market balances itself now, will the consumers of real estate in India always be on the receiving end or will their social communities and collaborations become powerful enough to take on the real estate companies and demand their rightful share and fines for delays and other issues. We can just wait and watch and hope for the best for Property in India.

Can a Auction List of Foreclosure Sales Help You Find The Right Property.


Auction list implies the hot sheet that can help you find the suitable foreclosure homes or property to invest. The main advantage of buying a foreclosed home is its lower risk and lower price. A home is said to be foreclosed when the borrower is not able to continue paying the loan dues to the financial institution. At this circumstance the borrower agrees for surrendering his property for foreclosure.There are many sources online can help you find the foreclosure Auction list. In this array, investwiseforeclosures serves to be the best online portal from where you can get daily hot sheet that includes information about new foreclosures Auction list. Many people across the world prefer buying homes at the foreclosure auction because they can expect a good deal and discount when compared to the actual sale value of the property in that locality. The discount can get you instant equity and appreciation over the time period. This would be the best option for a good investment.Finding Auction lists for foreclosure home may be a time consuming task. Unlike regular properties that are dealt with real estate agents, foreclosure properties are not marketed. They can be found only through some reliable sources that are skilled and permitted by banks or financial institutions to offer an auction list. Investwiseforeclosures takes the responsibility to do the research in both regional and local markets to evaluate the value of the foreclosure home, asses its appreciation in the future and much more. This online portal also provides you the complete detail about the home like address or its locality, photos and other essential property information. The only thing that you need to do is register with investwiseforeclosures to receive Daily Hot Sheet.The auction list offered by investwiseforeclosures includes information on all properties that are to be scheduled for auction on next business day. A daily email alert on foreclosures from Invest Wise Foreclosures keeps you updated with the newest properties to be foreclosed. However you can consult with them before you sign the service agreement to make things clear. This service agreement with investwiseforeclosures will give you the greatest advantage to find discounted prices made available to you.The daily Auction list from Invest Wise Foreclosures can easily help you to identify the right property that can rightly match your investment expectations like location, retail value and other conditions. You will also be provided with details like property taxes, city liens, and status of title that are well researched by investwiseforeclosures to ensure you safe bidding. Moreover, to protect you from time wasting pitfalls, they take the responsibility to identify any potential lawsuits on the home.Investwiseforeclosures in order to support those interested investors to buy the foreclosure home, arranges hard-money loans. Moreover they also assist in listing your property for resale. They refer you to the agents who are successful and active in the real estate market and are also aware of local conditions. Therefore, if you are looking for the most successful and reliable source to find foreclosure homes or properties that really worth your investment and makes the process simple for you, then Invest Wise Foreclosures would be your choice.

Below Market Value


Go back 4 years and the term ‘BMV’ (Below Market Value) was banded around with another acronym ‘NMD’ (No Money Down). Those were the days whenproperties were bought one day for a low price and remortgaged the very next day for a higher price. This would leave little, if any, of the investors own money in the property, so the financial risk to the landlord was zero, while the banks carried all the liability.Many landlords build vast portfolios via this method of ‘using other people’s money’. It was however those highly geared landlords who crashed and burnt when the risking market burst in 2007 / 2008. Their over-geared houses were falling in value, leaving them unable to remortgage, as many fell into negative equity. As they didn’t have the opportunity to move mortgage lenders because their mortgages came to the end of their fixed or reduced rate period, they found the Standard Variable rates were considerably higher than the original interest rate. Therefore they were required to ‘top up’ their mortgage payments each month with their own money. This strategy was was unsustainable.Their whole model for investment was flawed; in their desire to ‘get rich quick’ they had firstly failed to recognise the cyclical nature of the property marketplace, and instead had started to believe their own hype of being ‘highly successful investors and untouchable’. Quoting the existence of a large property portfolio became purely a status symbol, rather than a true reflection of their financial security, as they believed only in the gambling game of capital growth.With the bursting of the housing market banks soon realised they had left themselves over exposed to these BMV and NMD evangelists, Next Day Remortgaging was closed down overnight and NMD rapidly disappeared from the investors radar and vocabulary.The term BMV however lived on and is still utilised today, the question is what does BMV actually mean? Which benchmark is the BMV being calculated against?In its rawest form BMV is quoted as a % based on the purchase price of the property versus the open market value of the property. i.e. the value that property has the potential to command ‘at that time’ on the open market (There is no doubting that you make your money at the time of purchasing a property).However like all statistics the figure of BMV can be highly misleading. For example, when hearing the success stories of investors or reviewing properties being promoted by sourcing companies you could believe that 30% BMV properties are ‘two a penny’.I.e you purchase the property for 70k and the property is worth 100k.This all sounds highly attractive but a word of caution – often the BMV % quoted does not take into account any worked required at the property to take it to rentable standard. So if we take the same example above – a house bought at 70k, requiring 12k of refurbishment work the property has really been bought for 80k (the refurbishment money has to be funded by your own cash, it cannot be included within the mortgage). This means in this case the true BMV is 100k – (70+12k)/100k = 18% and not the originally quoted 30%.Although still very attractive the reality is this isn’t the initially quoted 30%. But it is an accurate figure.I have seen this over exaggeration occurring time and time again, with refurbishment costs being as general and none descript as ‘property is in need of a new kitchen and bathroom and decoration throughout’ or ‘property in need of some work’.How as an investor you are able to make a sound investment decision with only half the facts is questionable. After all any property bought heavily Below Market Value normally has an element of refurbishment work to be completed, so the equity you thought you had can soon be eaten into.Likewise when looking at the BMV values quoted, some hands free property investment companieshold a second charge on the property, looking for this to be repaid at a later date when the property is remortgaged.I believe this additional charge should also be accounted for in any investing strategy and when quoting the BMV of the property. After all once again it is real money (your money) which has to be paid.I.e.Purchase for 55k with a Second Charge of 10k to be repaid at the second time of remortgaging, the property being worth 80k at the time of purchase. An accurate indication of the true BMV figure would be (55k + 10k)/80k = 21% and not the original 32%.Perhaps it is because I am a cautious investor, or perhaps it is because ethically my desire is to be clear and unambiguous with my Alton Property Partner investors but I produce clear and detailed projection of the refurbishment work, prior to quoting the BMV of the property. These figures are also included in our calculations before an offer is made, so we know as accurately and honesty the BMV true figure. It may not look as glamorous and attractive on the outside, but it means real equity for my investor.Also I have no desire to Second Charge my investors. I charge a fair price for my handsfree investment service;in fact I even base my pricing on the ‘equity delivered to my investor’ after the refurbishment, so base my fees on the true value I have delivered to them. The property is then 100% owned by them. This means they then have the choice to remortgage or sell at any point in the future knowing that the equity achieved is 100% theirs.

Advantages Of Self-Directed IRA


One of the most recommended and probably the hottest retirement choice in town is the self-directed individual retirement account.A self-directed IRA is actually a kind of IRA wherein an account owner is given full freedom and responsibility over the investments he or she want to make. It offers you a wider range of options for investment such as commodities, private placements and also real estate. A one-of-a-kind type of IRA that is becoming well-known today is the checkbook IRA or otherwise called a Self-Directed Real Estate IRA. It is unlike the ordinary retirement account that are given through workers and it also gives the owner of the account more say and control over the investments he or she wants to make.This type of IRA is actually fit for those who still have no retirement account given by the company they are working on. It is also suitable for those who are planning to have an additional account and lastly for those interested to increase their financial portfolio with real estate. Because of the fact that this IRA passes on the all the accountability to the owner, then it can really be challenging for those who are not familiar with investing. That account owner must have some guidance. For starters here are some must-read tips.Number one tip is to get an adviser. Doing investments involves some real cash so you would really require some reliable advice. Actually, this can be quite expensive but it is something you’d have to spend for. Investing and everything involved in it can be very mind boggling. A professional can make everything seem simple and chewable for you so that you can make wiser and reasonable decisions regarding your investments and can help you avoid haphazard decisions that can extremely be harmful to you and your financial status.Also consider looking into your checkbook IRA frequently. A lot of people think that once they are done putting their investment on something, they no longer have to check on it often; but they are wrong. Your investments constantly face the possibility of fluctuating thus looking into them often is a great way for you to be able to make actions so that your investment will not just remain stagnant but will also make you some money.Checkbook IRA is a great IRA that is most fit for those who are have no retirement plans from their employers. Click here for more about checkbook IRA.

Residential Properties in Delhi


Delhi – The Heart ThrobDelhi, being the heart throb and the national capital of the country has turned out to be the lodestar for realtors involved in real estates business. While real estate is a flourishing business as far as residential properties in Delhi are concerned, yet there are other metropolitan cities across the country that has a plethora of thriving realtors. Delhi has always been one of the hot spots for a sound investment in property. Ever since the partition of India and Pakistan in 1947, Delhi has become one of the most favorite cities for a large number of investors in property, which is replete with skyscrapers emerging in all parts of this metropolitan city. With the boom in real estate, the prices of residential properties have become not only astronomical, but extremely prohibitive.Population Explosion in DelhiThere was a time when the population of the city was sparse and property was easily available at affordable rates. People who had settled down in Delhi considered themselves to be fortunate and owning property in Delhi was a status symbol. However, with the burgeoning populace coupled with the migrating people from all parts of the country, the city appears to be bursting its seams. This has resulted in a dearth of property in the city and keeping in mind the enormous crowds making Delhi their home, several housing Projects in Delhi NCR were started to provide a breather to the already exploding city.Expansion of Real Estate in Satellite TownsThe real estate business expanded its horizons to the satellite towns around Delhi where the local people from Delhi started their move towards investment in Gurgaon property. The Gurgaon properties real estate investors have started several construction projects that included Gurgaon property builders developers. Residential properties in Gurgaon also include studio apartments Gurgaon beside residential property Gurgaon.In a similar vein, there began an exodus of commercial organizations towards the satellite cities of Gurgaon, Faridabad and NOIDA as well as Greater NOIDA, which witnessed a widespread development of Commercial Property Gr. Noida. These satellite towns developed considerably since the people working in these towns wanted to reside close to their places of work thus saving the travel time. With the development of the satellite towns, there has been a phenomenal increase in the prices of property both in Gurgaon, NOIDA and Faridabad which have even surpassed the property rates in the city of Delhi.

No Uncertainties at All in Desert Lakes Apartments


After seeing so many things happen and come and go in your years, you may come to the realization that that there is nothing in life that is free anymore. Even during times when you feel like you want to go on vacation, there is a certain weight of uncertainty you must wrestle with, and that is what to do with your home if it will be left untended after a significant period of time. This is one major aspect you must surely prepare for.While it is certainly tempting to think about the money you will be able to earn during a time when you are having fun in the sun, you must also think about the flip side to that. There are always negatives to every positive, it is simply a way of life. First, it is not guaranteed that you will easily find a dependable person to entrust your apartment to. He may be paying, but that does not ascertain dependability. Also if you turn down some of the other people, you cannot avoid how annoying they may be.That same person may actually ruin your reputation by placing negative comments about you or your advertisement about your place. This happens even though you have been very polite in explaining why you chose to go in another direction. Some people are just irrational, unacceptable though it may be. Next to that, even if you seemingly and finally find that person to occupy your place, it may not end up being as ideal as you thought.There are some times when a story starts out smelling like roses but ends up like another horror story. You may not notice it at first, but that professional relationship you have started may be starting to sour gradually and the tenant may be taking it out on your possessions. Be wary of it and make sure that your landlord approves of your move. One thing you do not want is a problem with the proprietor.Admittedly, you will not enjoy all these if you have not moved to a good environment, which leads you to look at the finer apartments Phoenix AZ offers. Among the best is Desert Lakes Apartments, situated in 27th Avenue. They offer amenities and facilities like their business center, efficient poolside wi-fi as well as built-in microwave ovens.You may have either patios or balconies in one and two-bedroom units that also gives you washers, dryers and even dishwashers. These are all in a pet-friendly community that highlights two swimming pools for your enjoyment along with a state of the art fitness center for exercise. These are advantageous apartments in North Phoenix offers to the public. Take the chance to bask in the lush lifestyle offered here.

Buying A French Property? Should You Use An Estate Agent Or Notaire?


When considering buying a holiday home in France or a full time residence you may be weighing up whether to use an estate agent or not. Back home you may not but what about in a strange country, where you may not speak any, or much of the language? Let’s look into the options.Should I Buy Privately Or Via An Agent In reality this is not a difference in the legal sense between France and Great Britain, but it becomes a difference because of the possibility that as you are reading this page you are not as yet fluent in French. So this means that you may need to approach the search for your dream French property differently to how you might if you were looking to buy back home.Property in France can be purchased privately, through estate agents or via notaries (public notary). Most British people as well as other non French buyers purchase properties through estate agents. This is not a big surprise as the vast majority of foreign purchasers do not have a sufficient standard of French to deal with one of the biggest purchases that they will make in their entire lives.Reputable estate agents who can speak English and guide you through the process are a choice generally due to necessity brought on by a low level or no French.That said you will have to use a notaire if you do go ahead and buy, so you could consider viewing privately if you felt confident enough to take it up to a point and then employ an English speaking notaire at the necessary time. This may be an option for some people, although many feel happier to use agents.The Notaire’s Role And Fees However although language may encourage a foreign buyer to deal with estate agents, another consideration is the notaire. A notaire is the representative of the French government in these matters and is responsible for the legal end of the dealings. We can translate the word to notary or solicitor, to make it easier to understand.The notary can to all effect conduct the full buying and selling procedure, without any estate agent involved, if this is what some buyers prefer. He or she is legally permitted to deal with the conveyancing in the same way as a solicitor would do back home.Therefore they act on your behalf to check out the various legalities pertaining to the property. It is normal practice in France for both the buyer and the vendor to share the same notaire. However you are perfectly within your rights to have one for yourself if you wish to do so. In the case of not using an estate agent you may feel more comfortable to go that route.It won’t cost extra as the notaire’s fees will be shared between the two notaires. The potential disadvantage is it could slow down the process.Calculated On A Sliding Scale The notaire’s fee usually ranges from 2-8% of the property’s net price and it is calculated on a sliding scale. Be aware that the less expensive the house is, the higher the notaire’s fee will be.The law requires the notaires to be impartial. As such they act for neither party. UK buyers might find this strange but most of the transactions in France are normally handled by a single notaire.Choosing A French Estate Agent When making the important decision of choosing an estate agent in France, the first step is to look for one who is a member or UNPI, SNPI or FNAIM. Never hire their services unless you have visited their office as this information can only be seen in the office.You can expect to be asked to sign something that is called the Bon de Visite. All this is for is to provide evidence that this agent is the one who has shown you property X. This is their way of covering themselves if and when a sale were to go through and another agent tried to claim that it was them who had shown you the property.What Can I Expect To Be Included In The Estate Agents Price? Whether you are looking at prices on the agent’s website or in their shop window, you can expect that they will include the agent’s fee which is normally between 4%-11% of the property’s price. Of course this is a huge variation of what you could end up paying.In order to know that the fees are included as they should be look out for FAI on the property advertisements or brochures, which stands for “frais d’agence inclus”, which means that the agency fee is included. If FAI is there, it means that the vendor is paying the fees, if not it means the buyer pays the fees.

Guidelines To Select Best Fully Furnished Business Centre


What many start-up businesses come to know is that the office space can be a huge expense. Your customers may require a professional looking office. A business centre is an excellent choice.First of let us see what is business centre. Now sharing space is known as many terms, including a business center, executive suites and in the short term office space. They are an economical solution to provide office space shared by other companies. They often come fully furnished and are a quick solution for creating an office for people with limited time and money. A shared office can also help entrepreneurs feel less alone and create a better image for your company.Shared office space can provide a cooperative advertising. By sharing office space with related companies can build its benchmark with other companies. For example, health professionals can benefit from shared office space and expand their exposure to customers. Even if you do not have a business that can benefit from short term office space, you can still socialize with other professionals and contacts.How to select best executive business center to run your new office? Here are few guidelines that will help you in selecting the best centre.Place: For many companies, the location is crucial to its success. Having your office in the center can be a minimum requirement for their clients. If the location is not important, consider finding a cheaper area. Do not forget to consider the appeal of the area from the perspective of an employee. Does your office to be in an area that customers are willing to travel and have parking?Other professionals: Who will be your office partner’s? Look for businesses that can work together or are about the same size as your own. See their relationship with other companies as an opportunity to share wisdom.Contract: A shared office may have a lease for three months at least, much better than a 10 a. Leases vary by location. Check out his contract attorney to help you understand what is required of you.Facilities: Services depend on the location and cost of the lease. It is well equipped with basic amenities and professional services, such as:??? Business equipment.??? Conference rooms.??? Delivery service.??? Health club.??? Office furniture.??? Publishing service.??? Personalized telephone answering service.??? Receptionist.This fully furnished office space is still an excellent option to consider for small business owners and entrepreneurs. In order to find the best deal research well as many centers as you can before selecting one. Never be pressured into signing a lease. Remember to have a lawyer willing to explain legal terms.Service bureaus will give you the opportunity to network and cross-selling a variety of other businesses residing in the same building. Service agreements provide greater flexibility for companies to increase or decrease space requirements to match according to the changing business needs. This accommodation service also comes fully furnished and equipped, which means spending little capital and enjoy every facility that is needed to run office.

Supertech Grand Circuit Glimpse of Luxury


Supertech Group has launched its latest residential project in Noida. The project is well situated at Yamuna Expressway, Noida. The city Noida is one of the successful regions of NCR. The City appears unrivaled for its organized structure and sound features. The town provides best of services such as medical care center, educational institutions, private universities, departmental stores, multiplexes and local marketplaces. Noida has become one of the most popular locations for the Real Property trade and companies as it gives them a lot of income by launching their excellent personal and professional tasks.The project offers 1 BHK, 2 BHK and3 BHK opulent apartments with size varying from 500 sq. ft. to 1295 sq. ft. and different range of artistically and vastu friendly designed architecture. Supertech Grand Circuit is located at Yamuna Expressway, Noida. Yamuna Expressway passes through and by the side of River Yamuna. Yamuna Expressway connects the two most important places of India; the present Indian Capital ‘Delhi’ and the historic Indian Capital of Mughals ‘Agra’. The project is located very close to many educational institutions like Noida International University, Gautam Buddha University and Galgotia University.The project offers the world class amenities and facilities that will completely satiate your appetite for an elegant living destination. The idiosyncratic appeal of Supertech Grand Circuit Noida combined with all comfort and convenience makes each home an adobe of luxury. This lavish project offers abundance of lifestyle element and variety of residential space options like apartments, villas, whereas commercial options like shopping malls, multiplexes and food court etc. Supertech Grand Circuit also supports various other attractive options like school, hospitals, offices and post offices etc.World class facilities and amenities spiced with luxuries make this project different from others. The project is designed in such a way that enthralls your soul and fervor you to live here. It is equipped with all basic and lush amenities like Club in the shape of a whole in the water body, reflexology walking areas, elevated apartments, and swimming pool with gymnasium, security and car parking, lazy river swimming pool across the club etc.The project is premeditated entirely according to the modern construction and services. There will also be adequate space where you can enjoy a spacious and comfortable living with your love ones. This provides you a lush life style, high class and elegance living. The homes of this lush project enthrall you by its modern structure and features like modular switches, sockets, telephone, cable TV, semi modular kitchen with stainless steel sink etc.Supertech Group was established in the year 1988. The Group has successfully completed 20 years in Real Estate tradeand today it has revolutionized the Real Estate industry. Their devotion and obligation has enabled the Supertech Group to receive the respected “Udyog Ratan Award”, 2001 for unbelievable contribution to this area. Supertech Grand Circuit Noida comes under one of the marvelous creations of this Group and has set the untouchable benchmark in the industry.